1. Information We Collect
We may collect two basic types of information from you in conjunction with your use of the Website - personal information and non-personal information. "Personal information" is any information that can individually identify you and includes, for example and without limitation, your name, email address, username, telephone number, postal address, and employer name, address, phone number, and email. "Non-personal information" includes information that does not personally identify you, but may include (without limitation) tracking and usage information about your location, demographics, transaction information, use of the Website and the Internet, etc.
There are a number of circumstances in which you may voluntarily supply us with your personal information. The following lists the most common ways in which we may collect your personal information:
Children's Online Privacy
LendIt respects the privacy of children and we are committed to complying with the Children's Online Privacy Protection Act (COPPA). We do not intentionally collect personal information from children. If we learn that a child under 13 has provided personal information to us without verification of parental consent, we will take commercially reasonable steps to delete that information.
Social Media Sites
When you interact with a LendIt account on a social media platform, such as Facebook, Twitter, or YouTube, we may collect the personal information that you make available to us on that page or account, including your user ID and/or user name, and any information you have made public in connection with that social media service. Please note, however, that we will comply with the privacy policies of the corresponding social media platform and we will only collect and store such personal information that we are permitted to collect by these social media platforms. Our Website may include social media widgets, such as Facebook, You Tube, and Twitter widgets. These features may collect information about your IP address and which page you're visiting on our Website, and they may set a cookie to make sure their feature functions properly. Social media features and widgets are either hosted by a third party or hosted directly on our Website. Your interactions with those features are governed by the privacy policies of the companies that provide them.
When you interact with the Website, we automatically receive and record information on our server logs from your browser, including your IP address, "cookie" information, and the page you requested. Most browsers are initially set to accept cookies, but you can change your settings to notify you when a cookie is being set or updated, or to block cookies altogether. Please consult the "Help" section of your browser for more information. Please note that by blocking any or all cookies, you may not have access to certain features, content, or personalization available through the Website.
Email and Other Communications
We may contact you by email or other means at an email address that you have provided to us. For example, we may send you promotional offers or our newsletter. If you do not want to receive email from us, please let us know through the "unsubscribe" feature included in our communications.
2. Our Use of Information
We use the information we collect from you and about you to help us personalize and continually improve your experience with the Website. As non-limiting examples, we may use the information we collect from and about you in the following ways:
3. Our Disclosure of Information
Merger, Sale, Or Bankruptcy
If we sell all or part of our business, or make a sale or transfer of our assets, or are otherwise involved in a merger or transfer of all or a material part of our business, or are involved in a bankruptcy, LendIt may transfer your information to the party or parties involved as part of that transaction.
If you are a California resident and have an established business relationship with us, you can request a notice disclosing the categories of personal information we have shared with third parties, for the third parties' direct marketing purposes, during the preceding calendar year. To request a notice, please submit your request to LendIt, 1050 Hornblend St. #1, San Diego, CA 92109.
We are concerned about ensuring the security of your personal information. We use commercially reasonable efforts to protect your personal information collected through the Website from access, loss, misuse, alteration, or destruction by any unauthorized party. Please understand, however, that no transmission of data over the internet or any other public network can be guaranteed to be 100% secure. We do not promise, and you should not expect, that your personal information or private communications will always remain private. You are also responsible for taking reasonable steps to protect your information against unauthorized disclosure or misuse such as by maintaining the confidentiality of your username and password, and logging out of your account when not using the Website.
5. Links To or From Other Sites
Please note that the Website may link to other websites and online services operated by third parties. These websites and applications operate independently from us, and we do not control their privacy policies, which may be different from ours. We encourage you to review the privacy policies of any third party websites or applications.
6. Notice to Non-U.S. Users
8. Contact Us
Mail: LendIt, LLC 1050 Hornblend St. #1 San Diego, CA 92109